Are you a successful business owner still relying on traditional insurance and overpaying for taxes?
At Reinsurance Specialties, we will help you take control by building your own insurance company through a simple reinsurance structure. You can self-insure uninsured risk, reduce taxes by up to 25% of your net profit, and grow long-term wealth inside a C-Corp that you solely own, which is fully compliant using the tax code and statutory accounting. You lower risk while building a financial engine for your entire enterprise.
or call 480-296-3640
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ASSET PROTECTION
As with other insurance company structures, properly-formed PORC have many asset protection benefits -
RISK MANAGEMENT
Conventional insurance typically provides little incentive to improve risk management, as there is no participation in the profitability of the insurance program. However, with a PORC, the business will benefit from good claims practices and experiences. A PORC provides strong incentives to improve risk management throughout an organization. -
CASH FLOW / INVESTMENT INCOME
Apart from pure underwriting profit, PORC's earn investment income on the premiums received. Premiums are typically paid in advance while claims are paid out over time. The PORC retains control over the premiums and surplus. -
COST REDUCTION
Typically, 35% - 50% of the premium paid to a commercial insurer goes to overhead and profit.
Tailored Solutions, Expert Advice.
Your reinsurance partner is one call away.
or call 480-296-3640
Frequently Ask Questions
Whether you’re new to reinsurance or an experienced professional, we’re here to help clarify key concepts and our role in supporting your business.
Reinsurance is insurance for insurance companies—it helps spread risk, protect against large losses, and ensure long-term financial stability.
We provide tailored reinsurance solutions, acting as a trusted intermediary between insurers and reinsurers to design programs that manage risk and maximize coverage efficiency.
We handle both facultative and treaty reinsurance agreements, including proportional and non-proportional structures, depending on client needs.
Our clients include regional and specialty insurance companies, captives, MGAs, and brokers looking for expert guidance in structuring reinsurance placements.
If your organization seeks to expand capacity, protect against catastrophic risk, or gain strategic insight into risk transfer, working with an experienced intermediary like Reinsurance Specialties can provide tremendous value.
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